When you become a student, the financial question immediately arises. On the one hand, studying is a golden time when you are always on an emotional rise. But, real-life always tells the truth, and the unrestrained happiness is replaced by gray, sometimes “hungry”, student life. It turns out that there are things that cost money and you have never guessed about it before when you lived with your parents. How do you save money as a student without denying yourself the most necessary things?
1. Target
Alas, without a goal, it is impossible to really save money. Therefore, it is very important to understand the purpose for which you are saving money. Saving and thrifting are two complementary factors, so feel free to save. Saving is not greed!
2. No more wasting!
Remember, no matter how difficult it is for you, the best way is to live and spend as much as you can really afford.
3. Be aware of the bank!
Always be cautious about bank loans. After all, this seeming freedom can turn into a constant dependence on the bank. In addition, having received credit money (you have not earned it!), there is a chance of rashly wasting it on absolutely unnecessary purchases or things that you do not actually need.
4. Get a job
Many students start their careers already during their studies. A part-time job is an effective way to supplement your budget, especially if you are a specialist in a particular service. Use your knowledge to the full, but always be cautious when choosing a temporary job. Your task is to earn, not to lose, so the will help you in your studies while you are working.
5. No credit cards!
The best way to make the desired purchase is to save up for it. And it’s okay that the purchase can not be allowed now, the more decisive and effective will be the path to the goal. And with a credit card, you will lose more than you buy!
6. Discounts are friends of the student!
You may use discounts in self-service places, transport, and supermarkets. A student pass is a common way of obtaining all kinds of advantages and the benefit of such an opportunity is obvious.
7. Friends
The life of the student is a kind of social life and there are advantages to it. For example, expensive meals can be organized together. This is cheaper with the purchase of products, and you can visit your friends more often. In a word, we combine the pleasant with the useful!
8. Internet
Modern educational technologies allow using all Internet resources at full capacity. Before you buy the right book, you can search for it on a wide global network. As a last resort, you can use the city library.
9. Healthy food
Obviously, the café is the favorite place for all students. But, first of all, it is expensive and inexpedient, and secondly – dryness spoils health. Homemade food is the most rational way to save money, in addition, it is delicious, fresh, and healthy.
10. Stay Healthy.
Fitness, and subsequently, a healthy body will help altogether save money on drugs during winter. Sport is not only your health, but also a good habit for life.
